Group Family Takaful Policy (EN)
Group Family Takaful Exclusion List
MyCoopMed and MyCoopMed Permata protection plan does not cover any payable benefits for disability or illnesses which caused directly or indirectly by the following :
- Participation in any act of crime, riot, civil unrest, insurrection, war (whether declared or not), revolution or war operation, act of foreign enemy, act of terrorism and chemical war.
- Participation in dangerous or non-dangerous sports or hobbies.
- Participation in all forms of aviation (except as a fare -paying passenger or crew on a regular route operated by a commercial airline) or air sports.
- Self -injury or attempted suicide, unless proven insane.
- Injury or hospitalization due to drug addiction, or while under the influence of alcohol.
- Disability or illness or disease existing prior to the date of issue or the date of return of the base certificate or additional certificate.
- HIV infection, Immune Deficiency Syndrome (AIDS) and any AIDS -related condition, unless the disease is specifically covered by an additional certificate.
- Doing or attempting to commit illegal activities.
As Of 31st December 2021.